10Practical Ways To Check A Used Car
Filed under: Car Care — User @ 7:00 am
Since its inception, the market of used cars has suddenly escalated at an unprecedented rate for the past few years. In fact, surveys show that the number of people who buy used cars is almost tripled when compared to the number of people who buy new cars. That is why many people are enticed to buy used cars because it is gradually becoming a trend in the car buying industry. However, it does not necessarily mean that buyers will just take the process of selecting used cars for granted. Hence, it is important to take note of the ways to check the car prior to the closure of the deal. Therefore, for people who wish to know the different ways on checking the condition of the used car, here are some pointers: 1. Test drive There is no better way to check the condition of the car than to do a test drive. In this way, the buyer will be able to know the actual condition of the car and its parts like the brakes, accelerator, etc. Also, the buyer will be able to detect at once if there are some “clunks” and rattles on the used car, even if the test drive is just a short trip. 2. Personal inspection Aside from test-driving, it is also important for the buyer to personally inspect the details of the body make-up and its condition. In this manner, the buyer will be able to identify any signs of rusts and damages, the condition of the tires, oil leaks, etc. 3. Mileage check Usually, an average user or driver will consume 12,000 to 15,000 miles in a year. In this way, the buyer will be able to know the approximate age of the car by looking at its mileage. 4. Mechanic check Another way of checking the condition of a used car prior to its purchase is to seek the help of a mechanic. This may cost the buyer some charges but the money would surely be spent for a good cause. The mechanic is the best person who could instantly assess technically and professionally the condition of a certain car. 5. CARFAX Report Knowing the history of the car is also one of the best ways to know the real condition of the car. Hence, it is important for the buyer to seek the help of CARFAX report in order to know the full details of the used car’s history. Take the proper steps and research your purchase. Doing so will guarantee a happy car buying experience. About the author:Gregory Ashton, your resident automobile enthusiast, bringing to you over 20 years of vehicular passion, and expertise; presents for your approval his insider secrets on selecting, buying, and maintianing the car that is ideal for you. http://www.best-car-buying-tips.com/-
Can a Chip Help My Gas Mileage? Gas mileage is at the top of the concerns list these days. Here’s a recent letter that asked a question I’ve hear a lot. Hi there, I need to know how…
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December 7, 2008
7 Easy Ways To Slash Your Auto Insurance Costs
Filed under: Car Care — User @ 1:00 am
The law requires you buy auto insurance. So if you must get cover, how can you reduce costs ? Here’s 7 easy ways to get the best possible auto insurance deal.
* Multiple Quotes
Get multiple quotes - use the internet and call a few brokers. It’s easy to gather some good comparison quotes.
Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and a couple from the internet.
Cheapest might not mean best. Will they pay out if you make a claim ? How financially secure ? How reputable ? Check around with family and friends, and look for online reviews.
* Different type of car
Insurance costs vary depending on car type. Obviously, that $100k sports model costs more to insure than your average runabout. If you’re planning to buy a new car, check insurance costs before you buy. I once set my heart on a beautiful, high performance, highly tuned Pontiac.
Luckily I checked the auto insurance before I bought it, because I couldn’t get insurance. Every broker, every insurance company flat turned me down because I lived in a high car-crime area. So I had to forget the car of my dreams until I moved up-town.
* Age and Value of Car
Maybe you’re buying a used car ? Maybe your car saw better days a few years ago, and now values much lower ? So why pay for high-priced auto insurance ? In particular, do you still need fully comprehensive coverage ?
A good rule of thumb multiplies insurance premium by 10, and compares that figure with your car value. So if you’re quoted $1000 premium and your car is worth less than $10,000 you may want to think if comprehensive represents good value. If you drop collision and/or comprehensive coverage, you should get big savings.
* Higher deductibles (excess charges)
Most auto insurance companies use deductibles to keep policy cost down. Deductibles, or excess charges, show what you pay before your auto insurance policy kicks in. Try requesting quotes with different levels of deductibles, and see how your quotes vary.
Most internet quote forms contain a box where you can specify preferred level of deductibles. Ask your broker his recommended level. For example, going from $250 to $500 deductible can slash your insurance costs by 20% or more. Go to $1000 and you save a lot of money. But you must pay the deductible if you need to make a claim !
* Multiple Insurances
I guess this might come under the ‘Get Multiple Quotes’ heading, but it’s still worth mentioning separately. You usually get an insurance break if you buy multiple policies with the same insurer.
This might mean multiple vehicles, or homeowner and auto insurance. Either way it’s worth asking about multi-policy discounts.
* Low Mileage
More and more people work at home. No more commuting. Fewer business trips. Low mileage on your car. Maybe you do travel to work, but car pool ?
Either way, look for low mileage discounts.
* Good Driving Record
A good driving record always reduces your auto insurance costs. Keep a clean drivers license. Don’t speed, don’t drive dangerously, and you’ll save money (apart from other benefits !)
* Bonus Tip
Okay, I said ‘7 Ways…’, but here’s some extra tips. Fit anti-theft devices to your car. Go on an advanced driver training course. Use daytime running lights. If you’re a college student away from home, consider adding to parents policy.
This short article covers the things you must consider when shopping for auto insurance. Follow these tips and you’ll slash your auto insurance costs.
DigiLectual Inc. 2004
http://www.autoinsurance--quotes.com/
Discover valuable information and tips to help slash your auto insurance costs.
Go ==> http://www.autoinsurance--quotes.com/
** Attn Ezine editors / Site Owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modify the content and include my resource box as listed above.
If you do use the article please send me a note to neil@autoinsurance–quotes.com so I can take a look. Thanks. Check out other great articles at http://www.autoinsurance--quotes.com/articles.htm
Neil Stelling is Marketing Manager of New York based, DigiLectual Inc.
-
Warm Your Toes, Warm Up Pie, But Don’t Warm Up Your Engine I can remember my grandfather going outside 10 minutes or so before he left for work to start the car. He’d crank it up, then come back inside and eat…
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-->
October 28, 2008
5 Tips On Making Your Car More Fuel Efficient
Filed under: Car Care — User @ 12:00 am
With gas prices sky high most individuals who drive are interested in ways they can make their car more fuel efficient and save as much money as possible. While there are no fuel saving tips that will keep your car full of gas without filling up, there are some tips that really can help you save money on fuel over the long run. All of these tips focus on making your car more fuel efficient. Fuel Efficiency Tip #1 Drive When You Crank Up This might seem obvious, but as soon as you crank up your car you should drive off. However, many people crank up and leave the car idling for a while. Instead of this, when you crank up drive off and only keep your car running when it is absolutely necessary. Fuel Efficiency Tip #2 Don’t Ride the Break Many drivers hit the break more often than is necessary. Additionally there are quite a few drivers that slow down for a braking car when they could easily switch lanes. Not riding the break can increase your fuel efficiency by up to 30%, so this is a great tip you should follow. Fuel Efficiency Tip #3 Turn Off Your Car If you are going to be stopping for more than 10 minutes you should switch off your car to keep fuel efficiency at its peak and not burn more gas than is necessary. Fuel Efficiency Tip #4 Don’t Turn Off Your Car If you are only stopping for a brief moment or less than 5 minutes then don’t turn off your car because the amount of gas used to crank up is more than you would burn in that short period of time. Fuel Efficiency Tip #5 Inflate Tires Properly Too many drivers never think of their tires, unless one goes flat. However, having tires that are properly inflated can save fuel and make your car more fuel efficient, saving you money. Because of this, you should check your tire pressure on a regular basis. While gas prices don’t seem like they will be dipping considerably in the next few months every tip to help you make your car more fuel efficient is helpful. So, follow the above fuel tips and you will see that over time your car really is more fuel efficient. About the author:SearchArticles.Net offers articles, tips and information on a variety of subjects including cars and trucks. For more tips for your car visit http://www.searcharticles.net/-
Winter’s Coming. Is Your Car Ready? It’s that time of year. The air is getting cooler, the edges of the leaves are starting to brown. This means fall is on the way and winter’s only two…
Hungry Bear Suspected in Diesel Spill “Hungry bear suspected in diesel spill.” That’s the headline for a story that appeared in the SITnews newsletter this week. How could you see this headline and not want to…
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Filed under: Car Care — User @ 7:00 am
Since its inception, the market of used cars has suddenly escalated at an unprecedented rate for the past few years. In fact, surveys show that the number of people who buy used cars is almost tripled when compared to the number of people who buy new cars. That is why many people are enticed to buy used cars because it is gradually becoming a trend in the car buying industry. However, it does not necessarily mean that buyers will just take the process of selecting used cars for granted. Hence, it is important to take note of the ways to check the car prior to the closure of the deal. Therefore, for people who wish to know the different ways on checking the condition of the used car, here are some pointers: 1. Test drive There is no better way to check the condition of the car than to do a test drive. In this way, the buyer will be able to know the actual condition of the car and its parts like the brakes, accelerator, etc. Also, the buyer will be able to detect at once if there are some “clunks” and rattles on the used car, even if the test drive is just a short trip. 2. Personal inspection Aside from test-driving, it is also important for the buyer to personally inspect the details of the body make-up and its condition. In this manner, the buyer will be able to identify any signs of rusts and damages, the condition of the tires, oil leaks, etc. 3. Mileage check Usually, an average user or driver will consume 12,000 to 15,000 miles in a year. In this way, the buyer will be able to know the approximate age of the car by looking at its mileage. 4. Mechanic check Another way of checking the condition of a used car prior to its purchase is to seek the help of a mechanic. This may cost the buyer some charges but the money would surely be spent for a good cause. The mechanic is the best person who could instantly assess technically and professionally the condition of a certain car. 5. CARFAX Report Knowing the history of the car is also one of the best ways to know the real condition of the car. Hence, it is important for the buyer to seek the help of CARFAX report in order to know the full details of the used car’s history. Take the proper steps and research your purchase. Doing so will guarantee a happy car buying experience. About the author:Gregory Ashton, your resident automobile enthusiast, bringing to you over 20 years of vehicular passion, and expertise; presents for your approval his insider secrets on selecting, buying, and maintianing the car that is ideal for you. http://www.best-car-buying-tips.com/-
Can a Chip Help My Gas Mileage? Gas mileage is at the top of the concerns list these days. Here’s a recent letter that asked a question I’ve hear a lot. Hi there, I need to know how…
Warm Your Toes, Warm Up Pie, But Don’t Warm Up Your Engine I can remember my grandfather going outside 10 minutes or so before he left for work to start the car. He’d crank it up, then come back inside and eat…
Shop Spreading Thanksgiving Good Will It’s not every day that a repair shop goes the extra mile to spread some holiday cheer. Thanksgiving is a time for (obviously) giving thanks, but part of truly giving…
Comments (0)
-->
December 7, 2008
7 Easy Ways To Slash Your Auto Insurance Costs
Filed under: Car Care — User @ 1:00 am
The law requires you buy auto insurance. So if you must get cover, how can you reduce costs ? Here’s 7 easy ways to get the best possible auto insurance deal.
* Multiple Quotes
Get multiple quotes - use the internet and call a few brokers. It’s easy to gather some good comparison quotes.
Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and a couple from the internet.
Cheapest might not mean best. Will they pay out if you make a claim ? How financially secure ? How reputable ? Check around with family and friends, and look for online reviews.
* Different type of car
Insurance costs vary depending on car type. Obviously, that $100k sports model costs more to insure than your average runabout. If you’re planning to buy a new car, check insurance costs before you buy. I once set my heart on a beautiful, high performance, highly tuned Pontiac.
Luckily I checked the auto insurance before I bought it, because I couldn’t get insurance. Every broker, every insurance company flat turned me down because I lived in a high car-crime area. So I had to forget the car of my dreams until I moved up-town.
* Age and Value of Car
Maybe you’re buying a used car ? Maybe your car saw better days a few years ago, and now values much lower ? So why pay for high-priced auto insurance ? In particular, do you still need fully comprehensive coverage ?
A good rule of thumb multiplies insurance premium by 10, and compares that figure with your car value. So if you’re quoted $1000 premium and your car is worth less than $10,000 you may want to think if comprehensive represents good value. If you drop collision and/or comprehensive coverage, you should get big savings.
* Higher deductibles (excess charges)
Most auto insurance companies use deductibles to keep policy cost down. Deductibles, or excess charges, show what you pay before your auto insurance policy kicks in. Try requesting quotes with different levels of deductibles, and see how your quotes vary.
Most internet quote forms contain a box where you can specify preferred level of deductibles. Ask your broker his recommended level. For example, going from $250 to $500 deductible can slash your insurance costs by 20% or more. Go to $1000 and you save a lot of money. But you must pay the deductible if you need to make a claim !
* Multiple Insurances
I guess this might come under the ‘Get Multiple Quotes’ heading, but it’s still worth mentioning separately. You usually get an insurance break if you buy multiple policies with the same insurer.
This might mean multiple vehicles, or homeowner and auto insurance. Either way it’s worth asking about multi-policy discounts.
* Low Mileage
More and more people work at home. No more commuting. Fewer business trips. Low mileage on your car. Maybe you do travel to work, but car pool ?
Either way, look for low mileage discounts.
* Good Driving Record
A good driving record always reduces your auto insurance costs. Keep a clean drivers license. Don’t speed, don’t drive dangerously, and you’ll save money (apart from other benefits !)
* Bonus Tip
Okay, I said ‘7 Ways…’, but here’s some extra tips. Fit anti-theft devices to your car. Go on an advanced driver training course. Use daytime running lights. If you’re a college student away from home, consider adding to parents policy.
This short article covers the things you must consider when shopping for auto insurance. Follow these tips and you’ll slash your auto insurance costs.
DigiLectual Inc. 2004
http://www.autoinsurance--quotes.com/
Discover valuable information and tips to help slash your auto insurance costs.
Go ==> http://www.autoinsurance--quotes.com/
** Attn Ezine editors / Site Owners ** Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modify the content and include my resource box as listed above.
If you do use the article please send me a note to neil@autoinsurance–quotes.com so I can take a look. Thanks. Check out other great articles at http://www.autoinsurance--quotes.com/articles.htm
Neil Stelling is Marketing Manager of New York based, DigiLectual Inc.
-
Warm Your Toes, Warm Up Pie, But Don’t Warm Up Your Engine I can remember my grandfather going outside 10 minutes or so before he left for work to start the car. He’d crank it up, then come back inside and eat…
Comments (0)
-->
October 28, 2008
5 Tips On Making Your Car More Fuel Efficient
Filed under: Car Care — User @ 12:00 am
With gas prices sky high most individuals who drive are interested in ways they can make their car more fuel efficient and save as much money as possible. While there are no fuel saving tips that will keep your car full of gas without filling up, there are some tips that really can help you save money on fuel over the long run. All of these tips focus on making your car more fuel efficient. Fuel Efficiency Tip #1 Drive When You Crank Up This might seem obvious, but as soon as you crank up your car you should drive off. However, many people crank up and leave the car idling for a while. Instead of this, when you crank up drive off and only keep your car running when it is absolutely necessary. Fuel Efficiency Tip #2 Don’t Ride the Break Many drivers hit the break more often than is necessary. Additionally there are quite a few drivers that slow down for a braking car when they could easily switch lanes. Not riding the break can increase your fuel efficiency by up to 30%, so this is a great tip you should follow. Fuel Efficiency Tip #3 Turn Off Your Car If you are going to be stopping for more than 10 minutes you should switch off your car to keep fuel efficiency at its peak and not burn more gas than is necessary. Fuel Efficiency Tip #4 Don’t Turn Off Your Car If you are only stopping for a brief moment or less than 5 minutes then don’t turn off your car because the amount of gas used to crank up is more than you would burn in that short period of time. Fuel Efficiency Tip #5 Inflate Tires Properly Too many drivers never think of their tires, unless one goes flat. However, having tires that are properly inflated can save fuel and make your car more fuel efficient, saving you money. Because of this, you should check your tire pressure on a regular basis. While gas prices don’t seem like they will be dipping considerably in the next few months every tip to help you make your car more fuel efficient is helpful. So, follow the above fuel tips and you will see that over time your car really is more fuel efficient. About the author:SearchArticles.Net offers articles, tips and information on a variety of subjects including cars and trucks. For more tips for your car visit http://www.searcharticles.net/-
Winter’s Coming. Is Your Car Ready? It’s that time of year. The air is getting cooler, the edges of the leaves are starting to brown. This means fall is on the way and winter’s only two…
Hungry Bear Suspected in Diesel Spill “Hungry bear suspected in diesel spill.” That’s the headline for a story that appeared in the SITnews newsletter this week. How could you see this headline and not want to…
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